Money is a funny thing. It’s really hard to live without it (yet there are people who do it!), we always seem to need/want more of it, yet we don’t always use it the best that we can.
There is this interesting little Bible verse though, that talks about our heart and our treasure:
Instead, collect treasures for yourselves in heaven, where moth and rust don’t eat them and where thieves don’t break in and steal them.Where your treasure is, there your heart will be also. (Matthew 6:20-21, Common English Bible)
Jesus said that.
Did you know that Jesus taught more about money that he did about any other topic except love? Love, then money. Hmmmm…
Just this last Monday, I was reminded of a Zig Ziglar quote:
Show me your calendar and your checkbook, and I will tell you what is most important in your life.
That’s a challenge isn’t it? Do our bank accounts show what is important?
So I went to look. Racer and I use EveryDollar to create and maintain our monthly budget (it’s free). It’s an easy way to tell our money where to go and to stay focused on our financial goals. EveryDollar also does all the budget math for us!
So what did it say was important? Basically family and giving. The highest expenditures had to do with maintaining our home, giving to others and childcare.
Although we are still working on Baby Step 3, we hope that one day our giving will far exceed our home expenses. But until then (and even after), we can make sure our home is a place where we give of our time and hearts to others. A place where people can come and be loved.
You see, our treasure is not the stuff in our homes. Our treasure is not found in the number the bank says we have in our emergency fund. Our treasure is not what the 401(k) statement does or does not say.
Our treasure in the love and grace and truth we leave in the hearts of our family, our friends, our co-workers and the strangers we meet. Our treasure is found in the ways we invest in the lives of others.
And no matter what your income is, how tight the budget stretches, how much debt you are paying off, or how overwhelming your financial situation may be, your home can be a place of love, because that is all about attitude. Trust me. We’ve had a low income, had a budget stretched so tight it broke, paid off a lot of debt, and been so overwhelmed that I laid on the bathroom floor 8-months pregnant and cried my eyes out. But if you ask my kids now, they don’t remember that. They remember parks (free), Saturday morning pancakes (super cheap to make), library activities (also free) and family movie nights (also free because we watched what we had on hand).
No matter where you are on your financial journey, you can make a difference in how you think about money. It’s not about getting more, but about using what you have to bless others.
So, take a look. Look at your calendar. Look at your checkbook. Where is your treasure?